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Welcome to the Florida Commercial Real Estate Loan Group

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Starting out in the commercial real estate business is something that requires a ton of capital. Apart from the fact that it tackles land, property, and real estate, it also involves working on the commercial or the industrial side of the business. This means that in order for you to be able to start investing, you need a company that can help you when it comes to the funding or the financing of your project.

Here in the entire state of Florida, no other lender or commercial real estate loan group is trusted but we here at Florida Commercial Real Estate Loan Group.

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About Our Company

For many years, we’ve tried our best to stay on top of the industry’s ladder. We tried and experimented with different types of loans and programs, as well as giving clients different kinds of offers and discounts.

Back then, the different loan programs and types we offered were limited. That’s when we decided to go up a notch when it comes to the different commercial real estate loan programs. That was when we spiced it up a bit and decided to provide different types of programs and offers that other companies and loan groups weren’t able to provide.

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But right before we go to the different unique loan programs that we offer, what are the reasons why it’s important to secure commercial real estate funding? Moreover, is it true that funding or financing is only for businesses that are failing?

Why You Need Commercial Real Estate Funding

A lot of people think that borrowing money is always an image of poorness or negativity. They think that whenever people or businesses borrow money, it’s because they never had some in the first place. But, that mindset is incorrect – and you want to know why? Because many successful commercial real estate tycoons, developers, and contractors recommend always take a loan out even if you have the funds to push and start the project.

In fact, taking out a loan is actually an extreme strategy that, if used properly, can be the reason for a company’s multimillion-dollar fortune. Here are some reasons why:

More often than not, even the most successful contractors and developers wouldn’t have all the necessary funds to start a commercial real estate project. This is because they start earning when people actually purchase, rent out, or even lease some of the units that they’ve built. Therefore, choosing commercial real estate loan groups can enable you to be at a reliable and trustworthy financing and funding platform.

Another good reason why you should secure funding is that because you’ll be able to meet and shake hands with many different people in various industries. You will have the chance or the opportunity to build your network or to ensure that you’ll widen your reach or your connections. In business, always remember that the more connections you have, the more money you’ll be able to make. The network is always equivalent to net worth.

Having money that you own and using it to kick-start your commercial real estate project is always convenient. You wouldn’t have to think about payment, and you’ll seldom be stressed about repayment. However, you wouldn’t have control over the funds in a disciplinary sense. For example, if you have all the funds available for access, you can use them for any other type of expense.

Whereas applying for a construction loan will make the lender give you the funds progressively or only at the phases when you need it. While those are the most common and the most noticeable reasons why you should take out a commercial real estate loan, do you know where to go to be able to apply for one?

Where to Get Commercial Real Estate Financing?

Discussing where you can fund is always exciting. Apart from the fact that you’ll learn a lot, you will also have realizations that you never had when you thought that the only option you have was a loan. Here are a few of the different sources of funds you can consider wherein you can use to be able to take a commercial real estate loan out

Angel investors are part of the 1% of the richest people who look into the options of being part of several money-making businesses through equity. That’s the thing with these investors. They can get you the money or the funds you need, but instead of paying interest payments, they’ll want to be part of your company – they’ll usually want equity instead of just being paid back.

Venture capitalists are firms or groups of well-known investors that are also like angel investors but are collective. Akin to angels, they want equity and not payment for the loan or the funding that they gave early on.

Going to a more different type of source, crowdfunding is the act of collecting little investments from people and gathering them, making them part of a whole. The idea of crowdfunding is that these small investors would trust you so they’ll provide the money or the funds you need. In return, they’ll either want a portion of equity of your company or principal payment of the investment plus interest.

Who doesn’t love the sound of being approved of a good ‘ole bank loan? Bank loans have been the standard way of small businesses raising money or capital for them to pursue or to do what they need to do. However, nowadays, banks don’t seem to be a good fit for these types of investments. Why? – Because of the fact that bank loans are small, they take too long to approve a loan, and they usually offer small loan amounts.

Just like banks, who wouldn’t want to get a loan approved by the all-time famous and renowned SBA? They’re like the pinnacle of all small businesses that when they get approved of a loan from them, they can already consider themselves as one of the bigger players in the industry.

However, just like banks, you might grow impatient in waiting for approval from them. Due to the large number of businesses asking the SBA for funds, they’ll most likely be able to reply or respond to your queries in weeks.

Last in this list but most definitely not the least would be commercial real estate loan, groups. These are the businesses that can actually help you get from the ground up if, especially if you’re just starting out.

There are a lot of companies out there that offer this kind of program, and one of them is us here at Florida Commercial Real Estate Loan Group.  Since these companies’ main source of profit is by giving loans, you can expect that they’ll do their best to craft out the loans in the best possible ways so that businesses and entrepreneurs will be attracted to get them.

So, out of all the different commercial real estate loan groups in the industry, which company should you trust?

If you happen to be here in the state of Florida, you can always bank and count on us. We wouldn’t be deemed and considered as the best if we only provided regular services, right? In fact, here are some of the reasons why our clients tag us as their go-to company.

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Why Are We The Best?

Here are some of the reasons why we are considered by many of our clients as the best commercial real estate loan group they ever worked with.

It’s not an unknown fact that private and commercial lenders like us have higher-than-the-usual rates when it comes to loans. This is the only thing we gain profit from. However, our company can guarantee that our interests wouldn’t be as high as what you would get from other companies.

The loan-to-value ratio, more commonly known as the LTV, is the amount of money that the lenders describe to be the amount you need to borrow put against the real value of the property. In a much simpler term, it’s how we perceive or how we see your property and what we think the value is.

For instance, if we value the property at $1000,000, and you need a deposit of $10,00, that means you need to borrow $90,000 to be able to purchase the property. Therefore, the LVR would be calculated as 90%. In the real estate industry, the lower the LVR, the better. So, your LVR needs to be below that line – 90% means that you’re just better off not taking a loan.

While many other financial institutions are slowly migrating to provide flexible payment terms, we’ve already established them. We can concoct payment terms that are convenient for you and your business such as weekly or bi-monthly, instead of taking a balloon payment yearly. Whatever you need help with, we’re sure that we will be able to help you with it!

These are just some of the reasons why we are looked at and deemed to be the best and the most reliable commercial real estate loan group in and around Florida.

Our Services

Another thing why we here at Florida Commercial Real Estate Loan Group are considered the best is because of the flexibility and the versatility of our services. In fact, here’s a brief description of our services.

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Those are all the services we’re offering, so, you don’t need to search for what it is – if you think you need it, you can go ahead and contact us about it and we’ll make sure to give and provide the assistance you need swiftly!

What You Need Before Working With Us

Akin to all types of loans and mortgages, you also need to prepare a couple of documentation and eligibility requirements before you decide to work with us. However, unlike banks, these requirements aren’t strict and aren’t as requiring as you think. In fact, we would only focus on the things that hold much more sense when it comes to taking a loan out.

While banks would ask for and put emphasis on the credit score, credit history, and things like that, we wouldn’t. Here are some of the things that we put the focus on:

Since your loan would be used for the property, then that’s what we would be more focused on. We’ll check and run a few assessments to see and weigh if the property will live up to what it’s supposed to make. For instance, if we deem that it’s a hotel, then we would be likely to give a scan on the vicinity to see if making a hotel operate would be efficient in the environment or not.

If we deem that it’ll make money, then we would give you a chance to borrow more than what you’re asking for. Otherwise, we’ll try to work things out with you. This brings us to the next requirement, which is the…

Whatever type of property you’ll make, a two-story property, a three-story property, a 100-door property, a single-floor commercial property with residential properties up top, and so on, we’d like to do and perform an investigation on that too. In this part or phase of the investigation, we would like to weigh or check if the property is profitable enough to be allowed the loan you’re planning to take out.

The entire investigation will revolve around and it’s not just going to happen in a single sitting. As a matter of fact, we will be asking not you, but the builder of the property, too! Those are the things that we will put the focus on. However, we might still ask for some other requirements such as business files and revenues, tax returns, and such. But, again, this wouldn’t be too influential especially on the type of loan you’re trying to take.

So, if you find yourself in need of a commercial real estate financing company to trust and bank on, you can consider us here at Florida Commercial Real Estate Loan Group to be your go-to company for the funding and the financing you need. Whether you need a multi-family loan if you’re just starting out in the world of real estate investments, or a mixed-use loan if you are looking to invest in mixed-use property, we got you!

Thousands of businesses on a yearly basis take out funds from us to use in their business – you can do that too!

We’re trusted by even the most renowned and the most famous commercial establishments in and around the state – and we never made them feel like they’re losing.  So, what are you waiting for? Give us a quick call or send us an email about the type of funding or financing you need! Whether you’re in Miami-Dade County, Broward County, or in Palm Beach County, we’re just an email or a call away!

Talk to us and we will even send you a free estimate or calculation of the loan program you need! When you work with us, we can guarantee that you’ll never feel the need to contact or to work with another commercial real estate loan group ever again!

Dial us and we’ll be more than happy to help you with it.

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